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Showing posts from January, 2026

SIF – Specialised Investment Fund, A Novel Tool to Navigate Volatile Markets

We all know markets are always volatile. Often they move backward or remain in a range for quite good period but in the long run they go up and generate decent returns. At times we do feel strongly about markets going down. But if we are caught on the wrong foot, then we loose opportunity to earn better returns because we move our investments from equity to debt for such assessments that go wrong. On the other hand, if one keep investments in equity and markets fall then they experience fall in values though temporary but for sure disturbs our peace of mind. In case an investor has strong feeling about market going down but do not want to make any change in equity portfolio, the investor can save his or her portfolio from going down through hedging by using future and options. For mutual fund investments however strong view the fund manager or the team may have about markets going down but is not allowed by SEBI to take short positions and hedge the portfolio. Cat III Alternative I...

New Year 2026: Fuelled by Hope, Guided by Caution

It was pleasant surprise to see a clearer morning than expected on the very first day of 2026. And we are very hopeful that the Indian economy and our investments will also follow suit and do much better than expected this year. Wishing you a very Happy New Year 2026. Government has taken many steps to boost the economy and the same has started reflecting in its performance. India's economy has been the fastest growing economy for over 4 years now among all major economies of the world and is likely to continue treading the path over the next decade. The growth in economy did not replicate in stock markets. Major reason for this was policy uncertainties from USA, continued global conflicts and subdued performance of developed countries, forcing FIIs to withdraw large funds from Indian stock markets. Since October 2024 FIIs have withdrawn over 2.6 lakhs crores from equity markets. Compared to this MF alone pumped in over 4.8 lakh crore which has kept markets steady and indi...